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The D7 Passive Income Visa Portugal 20202021-03-27T06:50:57+00:00

D7 Passive Income Visa Portugal

Looking to obtain residency in Portugal without the need to make a significant property investment? Aimed at attracting affluent applicants with the means to support themselves through stable passive income, the D7 Visa is a relatively unknown, but highly compelling alternative to the Portugal Golden Visa.

Find out more about the benefits of this passive income visa below, or contact us now for more information.

How much does the D7 Visa cost?2021-04-03T08:41:34+00:00

Compared with the Portuguese Golden Visa, the D7 Visa is dirt cheap. Whereas the Golden Visa has a minimum investment requirement of €280,000, and typically €350,000, both excluding significant transfer duties and ancillary costs, the D7 does not have an investment requirement at all.

And while your Golden Visa services fees can be as high as €30,000 for a married couple and more for a family, you can expect to pay as little as €3,000 in professional service fees for your D7 Visa application as a single applicant, and only €3,500 per married couple.

In addition, while the governmental application and processing fees for the D7 Visa does vary depending on where you’re applying from, you can expect the total cost per person for this component to come in at less than €450 per person.

Contact us now to find out more.



How can Britons get Portuguese residency after Brexit?2021-04-03T08:25:23+00:00

Looking for the easiest ways to get Portuguese residency post Brexit as a British citizen? The D7 Visa and Portuguese Golden Visa are both viable options for Britons seeking to settle or retire in Portugal in 2021.

While the Golden Visa requires a property investment of at least €280,000, and generally €350,000, the D7 Visa has no property investment requirement – although you will be required to have an address in Portugal.

The key requirement for the D7 Visa is proving that you’ve got sufficient recurring income to support yourself and any dependents while living in Portugal.

While pension, royalties, rental income and dividends are preferred as income sources, many applicants apply on the basis of savings and business income or salaried income, or on a combination of these.

The minimum monthly recurring income requirement for the D7 is €665+ for a single applicant, and €997.50 for a married couple. Find out more about the exact D7 Visa requirements here.

Can Britons still live in the EU after Brexit?2021-01-20T14:41:18+00:00

Yes, they can. Having now left the EU, UK nationals are eligible to apply for a range of EU residency visas, including the D7 Passive Income Visa and the Portuguese Golden Visa, as well as the Spanish Non Lucrative Visa and the Italian Elective Residency Visa – provided that they can meet the financial self-sufficiency criteria of these programs. Find out more on the rest of this site…


Easy Residency in Portugal for UK Citizens in 2021?2021-01-12T16:23:37+00:00

Looking for the simplest path to Portuguese residency as a UK citizen post-Brexit? The D7 Visa is increasingly in demand among Britons looking to settle or maintain freedom of movement within the EU in 2021.

While the program does require you to settle in Portugal for at least 4, and typically 6 months per year, a key advantage of the program there are no minimum property investment requirements as is the case with the Portuguese Golden Visa. You will however be required to submit proof of having an address in Portugal.

In addition, you’ll have to have either significant savings or a stable passive income stream of at least EUR635+ per month as a single applicant, and around EUR950+ per month if you’re applying as a married couple.

Find out more about this Portuguese passive income visa here, or contact us now or more information.

Does Portugal Have A Non Lucrative Visa?2021-01-09T15:31:41+00:00

Yes, the Portuguese non-lucrative residency visa is formally known as the D7 Passive Income Visa. While the residency visa requires applicants to spend a minimum of 6 consecutive months per year in Portugal (similar to the Spanish Non Lucrative Visa), it can lead to citizenship after only 5 years, whereas Spanish citizenship can typically only be obtained by non-EEA nationals after a period of 10+ years. In addition, the D7 Visa Program features some of the least onerous financial requirements of any EU residency visa currently available. Find out more here, or contact us now for more information.

Do I need to buy a property to apply for the D7 Visa?2020-10-28T06:47:11+00:00

You are not required a property in Portugal to apply for a D7 residency visa, however you will be required to submit proof of accommodation in Portugal. A rental agreement should typically suffice.

Should you wish to buy a home in Portugal, there are no minimum purchase price requirements, however it is expect that whatever property you rent in Portugal will be “fit for purpose”. In other words, you cannot rent a studio apartment in order to house a family of 5 people.

How long does it take to get a D7 Visa?2020-10-28T06:44:32+00:00

The application process for the D7 residency visa can be completed in as little as 3 to 4 months, however given the impact of Covid-19 lockdowns and international travel restrictions, you should expect the process to take approximately 6 months to complete.

Can Hong Kong nationals apply for the D7 Visa?2020-10-28T06:42:55+00:00

As of late 2020, Hong Kong citizens can apply for the D7 Visa, provided they can meet the minimum passive income requirements.

Can Iranians apply for the D7 Visa?2021-01-22T12:10:17+00:00

As of November 2020, Iranian nationals are eligible to apply for the D7 Visa, provided they can meet the mandatory visa requirements. View the other immigration options available to Iranians here.

Can Americans apply for the D7 Visa?2020-10-28T06:34:18+00:00

USA citizens can apply for the D7 Visa, provided that they can meet the program’s requirements, and the passive income requirement, in particular.

Is the D7 Visa only open to retirees?2020-10-28T06:25:51+00:00

No. Provided that you can meet the minimum passive income requirements of the D7 program, and that your source of passive income can be reasonably expected to remain stable over time, you can apply for this Portuguese residency visa category.

What are the minimum passive income requirements for the D7 Visa?2020-10-28T06:24:24+00:00

In order to be eligible to apply, you need to earn at least €635 per month as an individual (€7,620 per year). As a married couple, your combined passive income should be at least €952.5 per month (€11,430 per year), so an additional €317.50 per month for your spouse).

For every dependent child being applied for, the minimum monthly passive income requirement increases by €190.50 (€2,286 per year) which is around 30% of the minimum national wage in Portugal.

What age do I need to be to apply for the D7 Visa?2020-10-28T06:21:59+00:00

In order to apply for the D7 Visa, you have to be at least 18 years of age at the time of application. As of November 2020, no formal guidelines have been provided in terms of the maximum acceptable age limit, however the program is exceedingly popular among wealthy retirees.


The Portuguese immigration authorities may, at their sole discretion, approve your application based on accessible savings. In such instances, you will be expected to have a minimum of €23,940 in savings as a couple – that’s €7,980 x 2 (€15,960) for the primary applicant, and an additional €7,980 for your spouse, to cover your living expenses and accommodation for the 2-year period for which the initial residency permit is authorised.

For every additional dependent, you’ll have to show €4,788 (30% of the minimum wage for 2021 x 24 months).

The D7 Visa at a glance

The D7 Visa offers foreign (non-EEA) retirees and individuals with stable passive income sources the ability to obtain Portuguese residency and eventual citizenship without the need to make a significant investment in the country.

LEGAL BASIS: Article 58, paragraph 1, of Law number 23/2007, of 4 July, and Article 24 (d) of Regulatory Decree No. 84/2007 of 5 November makes provision for the establishment of the Portugal D7 Visa category.

Often referred to as the Portuguese Retirement Visa, the D7 is actually a passive income visa comparable to the Spanish Non Lucrative Visa (“residencia temporal no lucrativa” in Spanish).

In order to qualify for the D7 Visa, applicants must be able to prove earning sufficient passive income to support themselves in Portugal without the reliance on salaried income.

Sources of income that qualify towards meeting this requirement include stable rental income from movable or immovable assets, monthly pension payouts, royalties and dividends, provided that you are not actively involved in the running of the company from which these payments are received.

While there is no stated minimum personal net worth requirement for the program, the Portuguese immigration authorities enjoy a large amount of discretion in terms of D7 Visa approvals, and you may be required to submit proof of significant, available savings, in addition to the passive income requirement.

While the minimum passive income thresholds for the program are discussed in more detail below, individual applicants are expected to earn at least €635 per month (€7,620 per year). It is, however, highly advisable to treat this as the absolute minimum requirement; the higher your passive income earnings, the more likely your visa is to be approved.

Unlike with the Portugal Golden Visa Program, proof of rented accommodation can be used to meet the domicile requirement for D7 residency.

D7 Passive income requirements 2021

As of November 2020, the minimum passive income requirements for this visa program are as follows:

Individual €665 €15,960
Married Couple €997.50 23,940
Per Additional Adult Dependent €199.50 €4,788
Per Additional Minor Dependent €199.50 €4,788

The D7 visa application process

Step 1: Booking of consular appointment

Step 2: Compilation of application file with your case manager

Step 3: Attend consular appointment

Step 4: Submit full visa application and receive notification of your application outcome within approximately 60 days.

Step 5: Receive your temporary visa (valid for 4 months).

Step 6: Travel to Portugal to attend your SEF interview and obtain your Portuguese temporary residency permit (typically issued with 1 to 2 years’ validity).

Step 7: Renew your temporary residency permit every 2 years, and apply for permanent residency after 5 years.

What documents are required

As of November 2020, you’ll require the following documents to apply for the D7 Visa:

  • Documentary evidence of having predictable, regular passive income as outlined above.

  • Documentary evidence of the means to support yourself and any dependents while living in Portugal (an example of this could be a Portuguese bank statement showing a stable balance of at least of at least €10,000 or more for a single applicant).

  • Documentary proof of having accommodation in Portugal (a property title deed, rental agreement or property loan agreement can be submitted to meet this criterion)

  • Your passport, valid for at least 6 months beyond the expiry date of your D7 Visa.

  • Two recent passport size colour photos

  • A formal declaration outlining your motivations for seeking Portuguese residency

  • A comprehensive health insurance policy to the value of at least €30,000 per family member, pre-payable up front for a period of 12 months, or affidavit stating that this insurance will be purchased in Portugal within 90 days of your arrival.

  • A clean criminal record certificate or apostilled police clearance letter.

Key D7 Visa program benefits summary

Live, work or study in Portugal with visa-free access to the Schengen Area for up to 90 out of 180 days.

Your entire family are eligible for inclusion – and your spouse can work in Portugal as well.

A fast, simple process – obtain Portuguese residency for your family in as little as 4-5 months.

Gain access to Portugal’s world-class healthcare system as a Portuguese resident.

Save money on taxes with the Portuguese Non-Habitual Residency Program.

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