Portugal D7 Visa 2022: Ultimate Guide2022-09-20T07:26:42+00:00

Portugal D7 Visa 2022: Ultimate Guide

The Portugal D7 Visa offers a path to Portuguese residency - without investment.

Need Golden Visa flexibility but at a lower price point? Check out the HQA Visa Program here. Priced at 175K ALL-IN. Approvals in 30 days.

Ready to start your new life in Portugal? You’re in the exact right place…

Want residency in Portugal without making a property investment? The Portugal D7 Visa offers a path to residency in as little as 4 to 6 months.

The visa program is  aimed at attracting foreign applicants with the means to support themselves through stable passive or recurring income. The D7 Visa is a relatively unknown, but highly compelling alternative to the Portugal Golden Visa.

The D7 is also an excellent visa option for remote workers and digital nomads seeking to spend more than 3 months at a time in Portugal.

LEGAL BASIS: Article 58, paragraph 1, of Law number a23/2007, of 4 July, and Article 24 (d) of Regulatory Decree No. 84/2007 of 5 November makes provision for the establishment of the Portugal D7 Visa category, which was launched in 2007.

Find out more about the benefits of the D7 Visa below, or contact us now for more information.

Which Portuguese banks will still let Americans open accounts in 2022?2022-06-26T11:18:19+00:00

If you’re an American looking to apply for a D7 Visa, opening a Portuguese bank account is getting harder in 2022. Banks like Atlantico Europe ceased offering remote bank account opening for foreigners (aka non-EEA nationals) by as early as September 2021.

And sadly, Millenium BCP – one of Portugals largest and most respected banking brands – has just announced that foreigners without Portuguese residency status will no longer be able to open an account with them.

If you’re from the EU or the UK, getting a Portuguese bank account opened is still very doable. And the same goes if you’re a Golden Visa investor. But if you’re not – if you’re just a regular Joe looking to apply for the D7 Visa – things are getting a lot tighter – and fast.

A lot of people who were only after a Portuguese bank account might have opted for service providers like Bordr.io to open a Portuguese bank account in the past year or two. But after the most recent development, even this option may no longer be viable for everyone.

The good news is that we at D7 Visa have working relationships with a range of Portuguese banks, and we’re still able to facilitate the opening of a Portuguese bank account – even for American citizens.

But the reality is that things are getting more difficult on this front – especially for American nationals – so we recommend you get in touch today if you still need an account to apply for the D7 Visa.

 

 

What are the physical presence requirements for the D7 Visa?2022-07-13T14:36:22+00:00

Under the D7 Visa program, in order to keep your residency permit renewable, you have to comply with the following in-country presence requirements as stated on the SEF website under the “Duty To Communicate” heading:

The minimum time required in Portugal is as follows, as per information published on the SEF site as at 13 July 2022:

UNDER THE 2 YEAR TEMPORARY RESIDENCY PERMIT (24 MONTHS)

  • 16 months out of the total 2 years (24 months) for which the initial residency permit is valid, assuming you spend 8 months outside of the country during a number of separate trips. If you are absent for a single, uninterrupted period of time, the minimum period for which you’ll have to be present in Portugal is 18 months out of the 2 years for which the initial temporary residency permit is valid (e.g. a 6-month absence).

UNDER THE 3 YEAR SUBSEQUENT TEMPORARY RESIDENCY PERMIT (36 MONTHS)

  • 28 months out of a total of 3 years (36 months), assuming that your time spent out of the country consists of a number of trips. If you’re only going to be absent from the national territory for a single maximum period of 6 months, the minimum in-country stay requirement is 30 months.

Failure to meet this requirement will likely lead to your residency permit not being renewed. While there may be some instances where spending less than the required minimum time in-country may not lead to non-renewal, it is advisable to assume that it will, and “do your time” commensurately.

The following additional notes on the SEF website refers:

  • “The holder of a temporary Residence Permit who intends to be absent from Portugal, during the validity period, for a timeframe exceeding six consecutive months or eight non-sequential months has a duty to inform SEF before leaving national territory.”

  • “Failure to comply with the duties of communication and regular entry and legal permanence will result in administrative offenses in accordance to the Aliens Act.

  • This list of rights and duties is merely informative [purposes] and does not replace full reading of Act 23/2007 of 4 July, as amended by Act 29/2012 of 9 August, no. 56/2015 of 23 June, no. 63/2015 of 30 June, no. 59/2017 of 31 July, and no. 102/2017 of 28 August, and associated regulation.”

If you are NOT able to spend the minimum required times in Portugal, the Portuguese Golden Visa or the HQA Visa Program may be better suited to your needs.

IMPORTANT: THE FOLLOWING INFORMATION, SOURCED FROM A GOVERNMENT SITE, IS SUPPLIED FOR INFORMATIONAL PURPOSES ONLY, AND IS BY NO MEANS GUARANTEED BY THE PUBLISHERS OF THIS SITE. IT IS ALSO SUBJECT TO CHANGE AT ANY TIME.

ALWAYS CONSULT SEF.PT FOR THE LATEST, ACCURATE INFORMATION.

Can remote workers apply for the D7 Visa?2022-06-13T20:18:49+00:00

Updated on Monday, 13 June 2022…

Yes, they can – although in 2022, things look like they’re getting a bit more complicated.

During 2020, 2021 and 2022 to date, the answer was yes digital nomads could apply for the D7 – with a high level of probability.

Provided that you earned enough stable, foreign sourced income, and that your foreign employer allows you to work remotely from Portugal…

AND that you had sufficient savings to deposit in a Portuguese bank account, your chances of getting approved for the D7 Visa were high.

IMPORTANT: Based on our first-hand experiences during this time, many consulates required you to have a permanent employment contract, and you should ideally have been stable in your current role for at least one year (12 months+).

In addition, a formal letter of authorization from your employer, confirming both your employment, AND explicitly authorizing you to work remotely from Portugal, was required as well. And this letter had to be on an official company letterhead.

Moreover, while the minimum required recurring income per month, as of 2022, is €705+ (€8,424,+ per year), the more you could show above this amount, the better.

You’d ideally need to earn several times more than this minimum (and ideally in the range of €2,000 2,500+ to help maximize your changes of success).

Your application would also have been more likely to succeed if you had additional passive income, e.g. from renting out a property, royalty earnings, and if you have access to significant savings.

While this remote work visa was historically packaged as a retirement visa, and required stable passive savings in the form of pension benefits or long-term rental income, the Portuguese immigration authorities have been approving remote workers with significant offshore salary earnings as well in 2021 and 2022.

But as of May 2022, we have become aware of applicants with only one “active” income stream – a remote salary or freelance income – being rejected again, even though their average earnings and savings were substantial. 

The reality is that the binding legislation and rules pertaining to the D7 Visa were never changed to accommodate freelancers and digital nomads – they were simply being interpreted more liberally.

And the Portuguese authorities enjoy a large swathe of discretion when it comes to the D7 program – there are no guarantees that any one applicant WILL be approved.

To be clear – there is not yet enough evidence of this to establish a clear trend, but early indications are that the Portuguese authorities are getting more picky about whom they approve for the D7 program.

And in light of the sheer tsunami of demand we’ve seen for the program since the start of the pandemic and the meteoric rise of remote work globally, this wouldn’t be at all surprising.

We’ll be sure to revisit this topic as soon as we receive any new and concrete feedback from SEF in this regard.

Contact us now for more information and to see if you are currently eligible.

 

 

Can I get residency if I already own a property in Portugal?2021-04-25T15:43:32+00:00

Can you get a Portuguese Golden Visa retroactively? The answer is yes, potentially – provided that the following criteria are met:

  1. The property has to have been purchased after December 2012, when the Golden Visa Program was launched.

  2. The property must fall into one of the following pricing categories:

    • The property was worth €500,000 or more when purchased, and is situated anywhere in Portugal.

    • The property was worth €400,000 or more when purchased, and is situated in a low-density area as defined by the Portuguese authorities.

    • The property was worth €350,000 or more when purchased, was 30 years or older, and required renovation.

    • The property was worth €280,000 or more when purchased, is more than 30 years old, and is situated in a low-density area where the average GDP is 75% lower than the average GDP in Portugal.

    • The property is in the name of either a single person or one of the spouses.

If the property is jointly owned (50%:50%), neither of the spouses will be eligible for the Golden Visa as the per-person ownership value does not meet the minimum thresholds.

If the property is fully owned by one of the spouses, they are eligible to apply for the Golden Visa, whereas their spouse is not. However, the spouse is eligible to apply as a dependent to the primary applicant, as are their minor children.

If you already own a property in Portugal that was purchased after December 2012, yet the value is – for example – €250,000, and said property is not older than 30 years and didn’t require any renovations, you can invest in a “top-up” property worth another €250,000, anywhere in Portugal (and in any condition), in order to reach the €500,000 minimum investment threshold.

Once this investment requirement has been met, you can then apply for a Golden Visa.

If you own a property of €100,000, and are not able to invest an additional €400,000, you also have the option to apply for the D7 Visa, provided that you can prove sufficient recurring income, savings, and/or savings.

In order to maintain your D7 residency, however, you should plan to spend at least 6 months per year living in Portugal.

The rules for both the Spanish and Greek Golden Visa Programs are broadly the same, yet in Greece, you can apply for a Golden Visa even if your property, worth a minimum of €250,000 at the time of purchase, was bought prior to the launch of the Greece Golden Visa Program in 2013.

Contact us now for more information and to determine whether your existing property is eligible for a Golden Visa or not in 2021.

How much does the D7 Visa cost?2022-04-14T15:18:59+00:00

Compared with the Portuguese Golden Visa, the D7 Visa is dirt cheap. Whereas the Golden Visa has a minimum investment requirement of €280,000, and typically €350,000, both excluding significant transfer duties and ancillary costs, the D7 does not have an investment requirement at all.

And while your Golden Visa services fees can be as high as €30,000 for a married couple and more for a family, you can expect to pay as little as €2,500 in professional service fees for your D7 Visa application as a single applicant or per married couple.

In addition, while the governmental application and processing fees for the D7 Visa does vary depending on where you’re applying from, you can expect the total cost per person for this component to come in at around €250 per person.

The visa application fee at your consulate should cost around €100, while the fee associated with your SEF appointment and residency card issuance in Viana do Castelo, in March 2022, was set at €156 for a single applicant.

Contact us now to find out more.

 

 

Does Portugal Have A Non Lucrative Visa?2021-01-09T15:31:41+00:00

Yes, the Portuguese non-lucrative residency visa is formally known as the D7 Passive Income Visa. While the residency visa requires applicants to spend a minimum of 6 consecutive months per year in Portugal (similar to the Spanish Non Lucrative Visa), it can lead to citizenship after only 5 years, whereas Spanish citizenship can typically only be obtained by non-EEA nationals after a period of 10+ years. In addition, the D7 Visa Program features some of the least onerous financial requirements of any EU residency visa currently available. Find out more here, or contact us now for more information.

Do I need to buy a property to apply for the D7 Visa?2020-10-28T06:47:11+00:00

You are not required a property in Portugal to apply for a D7 residency visa, however you will be required to submit proof of accommodation in Portugal. A rental agreement should typically suffice.

Should you wish to buy a home in Portugal, there are no minimum purchase price requirements, however it is expect that whatever property you rent in Portugal will be “fit for purpose”. In other words, you cannot rent a studio apartment in order to house a family of 5 people.

How long does it take to get a D7 Visa?2020-10-28T06:44:32+00:00

The application process for the D7 residency visa can be completed in as little as 3 to 4 months, however given the impact of Covid-19 lockdowns and international travel restrictions, you should expect the process to take approximately 6 months to complete.

Can Hong Kong nationals apply for the D7 Visa?2020-10-28T06:42:55+00:00

As of late 2020, Hong Kong citizens can apply for the D7 Visa, provided they can meet the minimum passive income requirements.

Can Americans apply for the D7 Visa?2021-05-10T12:20:35+00:00

USA citizens can apply for the D7 Visa, provided that they can meet the program’s requirements, and the passive income requirement, in particular.

Is the D7 Visa only open to retirees?2020-10-28T06:25:51+00:00

No. Provided that you can meet the minimum passive income requirements of the D7 program, and that your source of passive income can be reasonably expected to remain stable over time, you can apply for this Portuguese residency visa category.

What are the minimum passive income requirements for the D7 Visa?2020-10-28T06:24:24+00:00

In order to be eligible to apply, you need to earn at least €635 per month as an individual (€7,620 per year). As a married couple, your combined passive income should be at least €952.5 per month (€11,430 per year), so an additional €317.50 per month for your spouse).

For every dependent child being applied for, the minimum monthly passive income requirement increases by €190.50 (€2,286 per year) which is around 30% of the minimum national wage in Portugal.

What age do I need to be to apply for the D7 Visa?2021-05-10T12:20:55+00:00

In order to apply for the D7 Visa, you have to be at least 18 years of age at the time of application. As of November 2020, no formal guidelines have been provided in terms of the maximum acceptable age limit, however the program is exceedingly popular among wealthy retirees.

Who can apply for the D7 Visa?

As of 2020, the D7 Visa has been increasingly popular among Americans, Canadians, Britons (post-Brexit), Russians, Ukrainians, South Africans, Middle Easterners as well as citizens of China and Hong Kong. 

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While the D7 is frequently referred to as the Portuguese Retirement Visa, the program is in fact open to applicants of any age, from any country – as long as they are able to meet the program’s eligibility requirements. Provided that the above criteria can be met, the program is open to non-EU applicants from across the world.

As of 2020, the program has been increasingly popular among long-term digital nomads, remote workers / telecommuters, affiliate marketers, crypto traders, online consultants, digital entrepreneurs and a host of other location independent professionals.

So if you’re looking to move to Portugal in 2022, this is the residency program for you.

Feel free to get in touch if you’d like to know whether you can apply based on your specific situation.

Key benefits of the Portugal D7 Visa Program

Enjoy visa-free travel across the entire Schengen Area for up to 90 days out of every 180 days.

Bring your entire family to move to Portugal – and your spouse can work in the country as well.

Obtain Portuguese residency for your family in as little as 4-5 months thanks to a fast, simple application process.

Enjoy access to Portugal’s acclaimed national healthcare system as a resident of the country.

Enjoy a preferential tax rate with the Portuguese Non-Habitual Residency (NHR) Program.

Enjoy access to Portugal’s National Education Service, schools, and vocational training.

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Gain the right to work and do business within Portugal as an independent professional.

After you hold Portuguese residency for 1 year, your newborn children can become Portuguese citizens.

How does the D7 Visa differ from the Golden Visa?

The D7 Visa offers foreign (non-EEA) retirees and individuals with stable passive or recurring income sources the ability to obtain Portuguese residency and eventual citizenship. And what’s more, you can apply for it without the need to make a significant investment in the country.

Often referred to as the Portuguese Retirement Visa, the D7 is actually a passive income visa comparable to the Spanish Non Lucrative Visa (“residencia temporal no lucrativa” in Spanish).

Unlike with the Portugal Golden Visa Program, proof of rented accommodation can be used to meet the domicile requirement for D7 residency.

Check out some of the key differences between the Golden Visa and the D7 Visa Programs below:

CHARACTERISTIC GOLDEN VISA (ARTISTIC PRODUCTION) D7 VISA
Minimum Investment Required €200,000+ €0
Process Timeline 7-9 months 4-6 months
Family Eligible  Yes  Yes
Path to Permanent Residency & Citizenship Yes Yes
Minimum In-Country Stay Requirement Per Year 1 Week  6 Months+
Portuguese Language Proficiency Required No No
Non-Habitual Residency Program Eligibility Yes Yes
Professional Services Fees  From €6,000+ From €2,495 
Recurring Income Required No Yes
Medical Insurance Required Yes Yes
Portuguese Tax Number (NIF) Required Yes Yes

General program requirements

There are effectively five primary requirements:

  1. Financial self-sufficiency: In order to gain Portuguese residency under the D7 Program, you’ll have to prove to the Portuguese immigration authorities that you will be able to accommodate and support yourself while living in Portugal, without becoming a burden onto the state.

    This financial requirement can be met by proving adequate stable, recurring income, combined with significant savings. (More on the exact financial requirements for the program below.)

  2. Proof of accommodation: While you’re not required to buy a property in Portugal, you are required to have an address; a long term rental lease (ideally for 12 months or longer), permission from a friend or family member with a property in Portugal to use their property. While long-term Airbnb bookings used to be acceptable, these are increasingly being rejected. (Be sure to confirm the exact acceptable types of accommodation with your local Portuguese consulate.)

  3. Comprehensive health insurance: The primary applicant and any dependent applicants will all have to have comprehensive EU-wide health insurance coverage. Each applicant must be covered for a minimum of €30,000.

    This medical cover must be pre-paid for the initial 4-month validity period of your D7 visa, and the policy must not have any co-payments or coverage waiting periods associated with it. (In some instances, an affidavit stating that this insurance will be purchased within 90 days of arrival in Portugal may also suffice.)

  4. Minimum stay requirement: In order to keep your residency status renewable, you will be required to spend either 183+ days per year in country, or to spend a total of 8 months in the country, if you opt to split your in-country stays into shorter stints. Having said that, you should aim to spend more than 183 uninterrupted days per year in Portugal to be on the safe side – and ideally more.

    Note: There are some instances in which you may be able to spend less time in Portugal, e.g. if you have urgent work  or personal obligations outside of the country, however the above should serve as a good indication of what will typically be required in order to renew your residency permit.

  5. Clean criminal record: As with most immigration procedures, a clean criminal record is a prerequisite. Feel free to contact us for more information in the case that you do have any minor felonies

  6. Portuguese NIF (tax number): In order to apply for the D7, you’ll have to obtain a Portuguese tax number, or Número de Identificação Fiscal, in Portuguese. We can assist you in applying for your NIF remotely on the basis of you granting us power of attorney. We’ll also be able to serve as your tax representatives in Portugal until such time as you move to the country.

  7. Portuguese bank account with locally deposited funds: While this requirement is not gazetted, per se, Portuguese consulates are increasingly requiring applicants to open a Portuguese national bank account and deposit a minimum of around €7,000 in it (if you’re a single applicant – although depositing €12,500 or more is recommended). For married couples, the required deposit amount is around €10,500+).

    While all of the above requirements are not strictly articulated in law, they serve to prove demonstrable ties with the country, and a clear intention to settle there.

D7 Recurring income requirements 2022

In order to qualify for the D7 Visa, applicants must be able to prove earning sufficient passive income to support themselves in Portugal without relying on salaried income.

Sources of income that qualify towards meeting this requirement include stable rental income from movable or immovable assets, monthly pension payouts, royalties and dividends. (Dividends can qualify, provided that you are not actively involved in the running of the company from which these payments are received.)

There is no stated minimum personal net worth requirement for the program. However, the Portuguese immigration authorities enjoy a large amount of discretion in terms of D7 Visa approvals. Consequently, you may be required to submit proof of significant available savings, in addition to the stable income requirement.

The minimum stable income thresholds for the program are discussed in more detail below. As of 1 January 2022, the minimum required amount is going up to €705 per month (€8,460 per year).

  It is, however, highly advisable to treat this as the absolute minimum requirement. The higher your passive or recurring income earnings, the more likely the chances that your visa will be approved.

As of May 2022, the minimum stable, recurring income requirements for the D7 program are as follows:

MINIMUM RECURRING INCOME REQUIREMENT (2022) PER MONTH PER  YEAR PER 2 YEARS
Individual €705+ €8,460+ €16,920+
Married Couple €1,057.50+ €12,690+ €25,380+
Per Additional Adult Dependent €211.50+ €2,538+ €5,076+
Per Additional Minor Dependent €211.50+ €2,538+ €5,076+
Per Family of 4 (2 minor children) €1,480.50+ €17,766+ €35,532+

CAN I APPLY ON THE BASIS OF SAVINGS ONLY? (Updated on Monday, 13 June 2022)

Previously, the Portuguese immigration authorities had, at their sole discretion, approved applications based on accessible savings only. In such instances, you were expected to have a minimum of €23,940 in savings as a couple.

That was €8,460 x 2 (€16,920) for the primary applicant, and an additional €8,460 for your spouse, to cover your living expenses and accommodation for the 2-year period for which the initial residency permit is authorised.

For every additional dependent, you’d have to have shown €5,076 (30% of the minimum wage for 2022 x 24 months).

But in recent times, at least two leading law firms dealing with the D7 program have indicated that applications based only on savings have been getting rejected in 2022 – regardless of the amount of savings available (even higher than €100,000+).

In addition, there are early indications that the Portuguese authorities are once again starting to enforce the “passive” income requirement rather than accepting “recurring” income. To be clear, historically, and as per the existing legislation the requirement was “passive income” – pension earnings, royalties, rental income, etc. Hence the program historically being referred to as the D7 Passive Income Visa.

Whereas since 2020 and up to the first quarter of 2022, scores of digital nomads and remote workers were being approved for the D7 based on their remote salary or business income streams. As of May 2022, however, it would appear that rejection rates are increasing for applicants that don’t have strictly passive income…

We are monitoring the situation and will provide further feedback on the topic once we receive more feedback from SEF on this…

The visa application process

Step 1: Booking of consular appointment

Step 2: Compilation of application file with your case manager

Step 3: Attend consular appointment

Step 4: Submit full visa application and receive notification of your application outcome within approximately 60 days.

Step 5: Receive your temporary visa (valid for 4 months).

Step 6: Travel to Portugal to attend your SEF interview and obtain your Portuguese temporary residency permit (now generally issued with a 2-year validity).

Step 7: Renew your temporary residency permit every 2 years, and apply for permanent residency after 5 years.

What documents are required

As of November 2021, you’ll require the following documents to apply for the D7 Visa…

  • Documentary evidence of having predictable, regular passive income as outlined above.

  • Documentary evidence of the means to support yourself and any dependents while living in Portugal. (An example of this could be a Portuguese bank statement showing a stable balance of at least of at least €12,000 or more for a single applicant.)

  • Documentary proof of having accommodation in Portugal. (A property title deed, rental agreement or property loan agreement can be submitted to meet this criterion.)

  • Your passport, valid for at least 6 months beyond the expiry date of your D7 Visa.

  • Two recent passport size colour photos

  • A formal declaration outlining your motivations for seeking Portuguese residency

  • A comprehensive health insurance policy to the value of at least €30,000 per family member. These policies are generally pre-payable up front for a period of 12 months. However, you also have the option of submitting an affidavit stating that this insurance will be purchased in Portugal within 90 days of your arrival.

  • A clean criminal record certificate or apostilled police clearance letter.

What are the minimum stay requirements for the D7 Visa?

Time Period Minimum Stay Requirement Renewable At Subsequent Residency Renewal Period
Year 1 and Year 2 6 consecutive months, or 8 non-consecutive months per year. The end of year 2 3 years
Years 3 to 5 6 consecutive months, or 8 non-consecutive months per year. The end of year 5 Another 3-year residency, permanent residency, or citizenship.

What should my D7 motivational  cover letter say and look like?

The following is an example of a D7 Visa cover letter that resulted in the applicant, whom we assisted, receiving their D7 Visa in 2021. Feel free to copy this and customize it to speak to your personal situation:

Re: My motivations for seeking Portuguese residency:

Dear Sir / Madam

Please see below a summary of my personal, professional and financial situation, along with my motivations for seeking Portuguese residency:

PERSONAL SITUATION

I am a 43 year old South African professional marketer living with my wife of 5 years in Johannesburg. We are getting married on 7 April 2022, and she’ll be applying for Portuguese residency through family reunification once I have my residency permit. (My wife works fully remotely as the marketing manager for an international immigration firm, and is 41 years old.)

I hold an honors degree in politics, having majored in Journalism and Media Studies, and Politics and International Studies, from Rhodes University (2000). 

EMPLOYMENT

I am employed full-time by Company Name, an international digital publication specializing in financial literacy and educating our audience on topics such as second residency and citizenship programs (by ancestry, investment, etc.) 

The company is a fully remote organisation, with several staff members living in Spain. Our CEO visits Lisbon frequently, yet is fully nomadic.

SALARIED INCOME – REMOTE WORK (FULL-TIME): 

Insert relevant figures and source(s).

ADDITIONAL INCOME: PASSIVE SOURCES (IF applicable)

Insert relevant figures and source(s).

CASH SAVINGS

Insert relevant figures and source(s).

Please see my attached income addendum and offshore bank statements for more details. 

WHY I SEEK RESIDENCY IN PORTUGAL

To date, I have visited Portugal on at least 5 occasions, and absolutely fell in love with the country, its food and its people. During two of these trips, I was accompanied by my then fiancee, who equally loved Porto, Lisbon and exploring the Algarve region. 

We’re getting married on 7 April 2022, and wish to start spending around 7 to 9 months per year in Portugal thereafter. I have sold my second apartment in Johannesburg and am keen to buy a property in Portugal (either in Braga, or Lisbon – Sao Vicente, Cascais, Mem Martins, Almada or Setubal) for us to live in. 

Seeing as we’ve not visited Braga yet, but it looks amazing, we’ve decided to rent there for the first year so we can investigate the lifestyle and property market properly. (We like the idea of living in a smaller city, hence choosing Braga.)

Being based in Portugal means that I can:

  1. Spend more time working with my team at work, in person, in Portugal and Spain (our management team and center of operations may move to Madrid in 2022).

  2. See my parents, my sister and my niece, who all live in Canada, more than once per year, as the flight time from Johannesburg to Edmonton is around 36 hours, which is neither practical nor sustainable.

  3. Be closer to my passive income clients and business associates Malta, Hungary, Italy, Switzerland and Dubai.

  4. Spend more time, more conveniently, with some of our closest friends and family members, who live in the UK (4 university friends and my favourite cousin and his wife) and the Netherlands (my best friend and his wife and daughter, and my eldest cousin).

  5. Invest in European property in the form of a primary home in Portugal.

  6. Obtain Portuguese citizenship and settle there permanently.

D7 CHECKLIST:

Apostilled police clearance certificate

Motivational letter

Valid passport

Passport photos

Sufficient savings 

Remote salary

Passive income 

6 Months’ bank account statements

Portuguese NIF

Portuguese bank account with €15,000 deposit ()

12 Month property rental contract (in Braga)

Official rental contract registration document.

Medical / Health Insurance Policy (Company Name)

Booked plane ticket to Portugal (preliminary booking)

Local proof of address.

IN SUMMARY

I look forward to becoming a Portuguese resident, and eventually a citizen, and becoming a contributing member to Portuguese society. While I speak a fair amount of Spanish already, I presently don’t speak any Portuguese.

I am looking forward to studying the language and becoming more proficient through an immersive living experience in Portugal, and building a new life in this exciting, dynamic and safe country.

Yours Sincerely,

Mobile/Whatsapp:

Email: 

Passport: 

ADDITIONAL NOTES AND TIPS FOR WRITING A WINNING D7 VISA MOTIVATIONAL  LETTER.

  • You are trying to convince the Portuguese immigration authorities that you are serious about settling in Portugal on a permanent basis, and that you’re NOT trying to abuse the program by treating it as a “Plan B” or “paper residency”. Therefore, it pays to be as specific as possible about your plans.

  • While you don’t need to buy a house in Portugal to get the D7 Visa and the temporary residency permit, buying a house can certainly not hurt, as it is indicative of someone who is serious about relocating to the country.

  • Focus on the aspects of your situation that point to your intentions of settling in Portugal. If you plan to keep your primary home in your home country, that’s fine – though you don’t need to mention this, as it could be construed to mean that you’re not serious about relocating.

  • If you’ve got friends or family in Portugal, make mention of this in the letter.

  • While the program’s minimum income and in-country funds requirements are relatively low, being able to show more income, and more savings in a Portuguese bank account, will stand you in good stead. Don’t just “do the minimum.” For example, the authorities require you to have around €7,000 – €8,000 in savings in a Portuguese account. Having €12,000 – €15,000, instead, can certainly not hurt your chances of success.

 

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Why choose to work with us?

✓ A track record of success – more than 600 successful Portuguse D7 Visa applications to date.

✓ A local team of seasoned Portuguese immigration  experts.

✓ Highly competitive pricing – enquire now to put us to the test.

✓ Local industry leader – over 20 years’ experience.

✓ Services include application management, Portuguese bank account opening, tax numbers (NIF), obtaining proof of accommodation and a range of expat lifestyle management services.

✓ A deep understanding of application challenges – and how to overcome them.

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D7 Visa program overview compiled by…

Andre Bothma Author
Born in Cape Town, South Africa, Andre is a seasoned digital entrepreneur with extensive experience working in the demand-side of the Residency and Citizenship By Investment industry. Having identified a gap in the market for affordable European immigration solutions outside of Golden Visas, he launched D7 Visa to help more foreign individuals and families settle in Europe without the need for property investment. He is also one of the earliest global promoters of the HQA Visa Program. Andre spends half his time in Porto, Portugal.
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