Yes, you can financing for Portugal’s Golden Visa. However, the financing must be provided by a non-Portuguese bank or lender.

For example, you could use some of your mortgage equity (built up in your home outside Portugal) as an eligible source of funds…

But you would not have been able to buy a Golden Visa property in Portugal using a Portuguese mortgage loan (when buying property was still an option there).

Golden Visa programs like Canada’s Quebec Immigrant Investor Program (QIIP) and the US EB-5 Immigrant Investor Visa have long allowed you to use loans as a legitimate source of funding.

Consequently, a number of specialized lenders emerge there to meet the market demand for such Golden Visa loans.

And more recently, Portuguese Golden Visa financing solutions (aka Golden Visa loans) have emerged, too – albeit offered by non-Portuguese lending institutions to comply with the program’s source of funding requirements.

Offering lending rates as low as 3%, these Golden Visa financing products are among the most cost-effective ways of obtaining the Portuguese Golden Visa, whilst significantly reducing opportunity costs and capital exposure.

To learn more about the available Golden Visa financing options for 2024, get in touch now.